Cash flow forecasting built for how recruitment agencies actually get paid.
Know your cash position weeks ahead, including contractor payroll, VAT, commission and slow payers.
Recruitment cash flow has its own shape. Contractors are paid weekly while clients pay later, permanent fees arrive after the start date, and commission, PAYE and VAT land on fixed dates. A generic forecast misses all of that.
Signs you need a better forecast
Month-end cash surprises
The balance looks fine on Monday and tight by Friday.
The contract book is growing
More contractors on assignment means more cash tied up before clients pay.
One client pays late
A single slow payer is enough to squeeze payroll.
You're planning hires
New consultants cost money for months before they bill.
Funding is getting tight
You use invoice finance or an overdraft and want to know your headroom.
You can't answer 'what if?'
What happens to cash if you lose a client, hire two people or someone pays 30 days late?
What we build
A rolling short-term forecast
A week-by-week view, commonly 13 weeks, built around your actual payment and payroll cycles.
A monthly forecast and budget
A longer view that links profit, cash and funding to your plans.
Scenario modelling
Hire, lose a client, take on a big contract, or see a late payer, and what each does to cash.
A debtor and payroll view
Who owes you, when it is due, and how it lines up against what you must pay out.
Funding headroom
How much room you have under invoice finance or overdraft facilities, and when it tightens.
A weekly or monthly rhythm
A simple routine so the forecast stays accurate and gets used.
How it works
- Free discovery callWe understand how you invoice, how you pay contractors and where cash feels tight.
- Build the forecastWe build it from your bank, ledgers and payroll cycle, and test it against recent weeks.
- Keep it liveWe update it with you on a regular rhythm and flag problems early, not after they happen.
Common questions
What is a 13-week cash flow forecast?
A week-by-week projection of cash in and cash out for the next 13 weeks. It is widely used because it is detailed enough to spot short-term pinch points and short enough to stay accurate.
Do I need one if my agency is profitable?
Profitable agencies can still run short of cash, especially when the contract book is growing, because payroll goes out before client payments come in.
Can you work with invoice finance?
Yes. We build the forecast around your facility, including advance rates and timing, so you can see your headroom.
Do I need special software?
No. We typically work in spreadsheets and your existing accounting system, and keep it simple enough for you to read.
Related
See your cash before it surprises you.
Book a free call. We will talk through how you get paid and where cash feels tight.
Book a free call